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How Military Student Loan Forgiveness Works [2021 Guide]
Student loan debt has long been a pervasive problem in the United States, and that includes our men and women in uniforms. However, the encouraging news is that military personnel and veterans can opt for military student loan forgiveness programs. Through that, they can get rid of their student loans quickly.
Joe Biden has talked about canceling some amount of federal student loans up to $10,000. Even some Democrats want him to do more.
But a president using his pen to forgive student loan debts is still debatable. And even though Biden may likely make that possible when he becomes president, your financial future lies in your hands. It’s best to look for guaranteed ways to reduce or cancel your student loans, such as military student loan forgiveness.
This guide will go through the various military student loan forgiveness and repayment programs available to you. Keep in mind that the forgiveness programs outlined in this guide are strictly for federal student loans. Private banks issue private student loans, and the federal authority has no power to forgive such debts.
Military College Loan Repayment Program (CLRP)
Let’s say you’ve already piled up massive student loan debts and also considered joining the active-duty military. In such a case, the CLRP is an option available to you. If you’re a military member coming out of active duty and entering the reserves, you can qualify for the CLRP.